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How and when to apply for a first homeowner grant?

You must apply for the grant within the following timeframes.

  • Buying your home:
    You must apply within 1 year of taking possession of the new home and your title being registered.
  • Contract to build:
    You must apply within 1 year of the new home being completed; for instance, the final inspection certificate being issued.
  • Owner–builder:
    You must apply within 1 year of the new home being completed; for instance, the final inspection certificate being issued.

Using the grant as a deposit?

The grant is paid at different times depending on how and when you apply, and on the type of property that you are building or buying. For this reason, it’s best not to count on using the grant as a deposit.

You do not need a deposit to apply for the grant itself.

The grant is paid per new home and not to each of the applicants for the same home.

Ways to apply for FHOG?

There are two ways to submit an application for the Queensland First Home Owners’ Grant:

  • through an approved bank or lending institution
  • with the Office of State Revenue.

What are the benefits of owning your home?

  • You’ll build equity. Your equity is the amount of the value of the property that you own….
  • You’ll have living security….
  • You can create your dream home….
  • You have more control over costs….
  • Your mortgage repayments are a way of saving money.

How long does it take to own your home?

From getting the finance ready to be settling your ideal new home, it is a timely process can take up to 1 month or longer.